EdT said
I would be much more convinced if Tom Crawford produced the documentation to back up his claims.
Every year your mortgage provider sends you a statement saying how much you have paid in your repayments, how much of this is interest, how much of it was capital and how much of the capital remains to be paid. With this he would be able to show whether or not he has been paying an endowment, and is so how much money has been paid towards that policy.
Instead, on his video, his proof of fraud just rambles on with all the customary FOTL crap about whether fees were paid to courts, and who signed what orders. The OP does the same thing.
All of that is totally irrelevant, what is in question is whether he has been paying a repayment mortgage, an endowment mortgage (and, if so, how much of the capital the endowment policy will pay) or an interest only mortgage, in which case it is totally normal that he would now have to pay the capital.
His documents are ALL available online if you go to his YouTube channel and follow the instructions. And I have seen them first hand. And I do not lie. There was a man there called Roger Hayes who was the man who arrested the corrupt Magistrate in Manchester on the following link. He has forenzically analyzed all of the paperwork, the actual paper, the ink signatures, the pressure of the pen pressing the paper under microscope and to test how old the documents are too.
Roger Hayes - https://www.youtube.com/watch?v=-GV-2PgPYXM
The documents Tom Crawford has are:
1: The ORIGINAL Mortgage Loan Contract with wet ink signatures from both parties, multiple times.
2: His Standing Order Statements detailling £400 odd expenditure to Bradford & Bingley, between May/june 1988 and May/ June 2013 (I said 2014 before in my vids, but I stand corrected).
What B&B did was to change the mortgage to an endowment without informing him of the change. SIX YEARS LATER he finds out when there are issues with the bank accepting his final payment - the 300th payment (25 years x 12 months), the bank stating that he owed an endowment final balance of £43,000 (total including interests) and that what the bank had actually done was change it to an Interest-Only Mortgage, meaning the bank wanted it all again.
IT IS NOT FREEMAN ON THE LAND CRAP! What it is is, EVERY SINGLE MORTGAGE HOLDER IS IN THE SAME BOAT. Read the entire contract small print and in there it is likely that the words "the bank / lender retains Power of Attorney". B&B used this as an excuse to decieve Tom into paying either a continuous never-ending mortgage or a lump sum of £43,000 to 'own' house in full. Go check YOUR mortgage if you have one. Tom signed and agreed a FIXED TERM 300 installment 25 year mortgage. It is THAT simple.
* Exampoles of FMOTL "crap" are when a free man or woman goes into one of the bent courts in this country and claims Common Law - which is their human right to do so under the 1215 Magna Carta, but the judges just ignore them and proceeed in "Admiralty Law" mode - Law of the Sea / Commercial Law. The courts falsly and agrerssively force men and women into consenting that the Admiralty Law is in power and that the courts do not need your consent to proceed. Do some basic research and see for yourself. FMOTL paople are upping their game because WE are sick to the back teeth of being pushed around by government, banks and the courts.
Answer me this: WHAT WOULD YOU DO IF YOU HAD PAID YOUR FULL MORTGAGE THEN ENDED UP DISCOVERING YOU OWED THE SAME AGAIN?
Edited by Jon Dow
